insurance coverage

Court of Appeal affirms that a homeowner’s non-specific request to an insurance agent to cover “everything in the house” creates no duty requiring the agent to advise the insured about the inadequacy of their jewelry coverage

A homeowner sought insurance coverage for his $9.5 million home in Los Angeles.  He advised an insurance agent for Fire Insurance Exchange that he wanted a policy that covered “everything in the house, fully and completely.”  The agent said “okay.”  Fire issued a homeowner’s policy

Endeavor Operating Company, LLC v. HDI Global Insurance Company (2023) 95 Cal.App.5th 839

GMSR defeats entertainment company’s novel appeal for pandemic coverage

Jul 12, 2023
Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California v. Lexington Insurance Company, S280353.

#23-145 Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California v. Lexington Insurance Company, S280353. (B320834; 90 Cal.App.5th 1064; Santa Barbara County Superior Court; 20CV01967.) Petition for review after the Court of Appeal affirmed the judgment in a civil action. The

Court of Appeal affirms dismissal of movie theater’s property insurance claim for pandemic-related business losses

During the COVID-19 pandemic, Starlight Cinemas suffered business losses as a result of government closure orders and reduced ticket and concession sales.  Starlight sued its property insurer (GMSR’s client) to cover these losses, claiming the closures and reduced attendance constituted “direct physical loss” to its

Starlight Cinemas, Inc. v. Massachusetts Bay Insurance Company (2023) 91 Cal.App.5th 24

Court of Appeal affirms dismissal of movie theater’s property insurance claim for pandemic-related business losses

The Ninth Circuit affirms dismissal of Covid-related insurance coverage suit against GMSR’s client based on policy’s exclusions

A California-based healthcare facility operator sued its insurance carrier after the carrier denied coverage for the facility’s alleged Covid-19-related losses.  Like dozens of other unsuccessful Covid-19-era lawsuits against insurance carriers, it alleged “direct physical loss of or damage” to its property from the presence of

Safeco Ins. Co. v. Robert S. (2001) 26 Cal.4th 758

Insurance coverage for accidental shooting (amicus curiae brief)

Oct 29, 1998 Insurance Law
Quan v. Truck Ins. Exchange (1998) 67 Cal.App.4th 583

Insurance coverage suit concerning interpretation of terms in liability policy

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