insurance coverage

Sep 18, 2024
Brooklyn Restaurants, Inc. v. Sentinel Ins. Co., Ltd., S284887.

#24-100 Brooklyn Restaurants, Inc. v. Sentinel Ins. Co., Ltd., S284887. (D081132; 100 Cal.App.5th 1036; San Diego County Superior Court; 37-2020-00024865-CU-ICCTL.) Petition for review after the Court of Appeal reversed the judgment in a civil action and remanded with directions. The court ordered briefing deferred pending

Read More
Jul 10, 2024
Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California v. Lexington Insurance Company, S280353.

#23-145 Santa Ynez Band of Chumash Mission Indians of the Santa Ynez Reservation California v. Lexington Insurance Company, S280353. (B320834; 90 Cal.App.5th 1064; Santa Barbara County Superior Court; 20CV01967.) Petition for review after the Court of Appeal affirmed the judgment in a civil action. The

Read More
Mar 22, 2024 Edward L. Xanders (Ted) Insurance Law
Court of Appeal affirms that a homeowner’s non-specific request to an insurance agent to cover “everything in the house” creates no duty requiring the agent to advise the insured about the inadequacy of their jewelry coverage

A homeowner sought insurance coverage for his $9.5 million home in Los Angeles.  He advised an insurance agent for Fire Insurance Exchange that he wanted a policy that covered “everything in the house, fully and completely.”  The agent said “okay.”  Fire issued a homeowner’s policy

Read More
Sep 21, 2023 Laurie J. Hepler, Stefan C. Love Insurance Law
Endeavor Operating Company, LLC v. HDI Global Insurance Company (2023) 96 Cal.App.5th 420

GMSR defeats entertainment company’s novel appeal for pandemic coverage

May 10, 2023 Laurie J. Hepler, Stefan C. Love Insurance Law
Court of Appeal affirms dismissal of movie theater’s property insurance claim for pandemic-related business losses

During the COVID-19 pandemic, Starlight Cinemas suffered business losses as a result of government closure orders and reduced ticket and concession sales.  Starlight sued its property insurer (GMSR’s client) to cover these losses, claiming the closures and reduced attendance constituted “direct physical loss” to its

Read More
May 01, 2023 Laurie J. Hepler, Stefan C. Love Insurance Law
Starlight Cinemas, Inc. v. Massachusetts Bay Insurance Company (2023) 91 Cal.App.5th 24

Court of Appeal affirms dismissal of movie theater’s property insurance claim for pandemic-related business losses

Aug 02, 2022 Laurie J. Hepler, Stefan C. Love Insurance Law
The Ninth Circuit affirms dismissal of Covid-related insurance coverage suit against GMSR’s client based on policy’s exclusions

A California-based healthcare facility operator sued its insurance carrier after the carrier denied coverage for the facility’s alleged Covid-19-related losses.  Like dozens of other unsuccessful Covid-19-era lawsuits against insurance carriers, it alleged “direct physical loss of or damage” to its property from the presence of

Read More
Aug 20, 2001 Edward L. Xanders (Ted) Insurance Law
Safeco Ins. Co. v. Robert S. (2001) 26 Cal.4th 758

Insurance coverage for accidental shooting (amicus curiae brief)

Oct 29, 1998 Insurance Law
Quan v. Truck Ins. Exchange (1998) 67 Cal.App.4th 583

Insurance coverage suit concerning interpretation of terms in liability policy

Who We Serve

PUBLIC ENTITIES

Whether on appeal, assisting trial counsel, or advising government officials contemplating legislative action, GMSR provides unique insight into the complex laws that impact public entities.

Read More
INSURERS

GMSR represents insurers on appeal effectively and efficiently.  We also collaborate with our clients and trial counsel on strategy for coverage, contribution and bad faith litigation before appeals begin.

Read More
BUSINESSES

GMSR offers corporate clients objective assessments on appeal, based on a deep understanding of the limitations and opportunities of appellate review.

Read More