bad faith

Court of Appeal affirms that a homeowner’s non-specific request to an insurance agent to cover “everything in the house” creates no duty requiring the agent to advise the insured about the inadequacy of their jewelry coverage

A homeowner sought insurance coverage for his $9.5 million home in Los Angeles.  He advised an insurance agent for Fire Insurance Exchange that he wanted a policy that covered “everything in the house, fully and completely.”  The agent said “okay.”  Fire issued a homeowner’s policy

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