GMSR successfully defended its client, a fire insurance carrier, in an appellate challenge over a residential fire claim. The plaintiff argued she was underpaid and that the one-year policy limitations period was tolled.
The Court of Appeal disagreed, holding that the insurer’s written correspondence clearly communicated payment and explained the one-year deadline, and that any request for reconsideration did not extend the limitations period. As a result, the lawsuit—filed after the one-year period—was untimely, and the summary judgment in favor of the insurer was affirmed.
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