Cases

Thomas v. Fire Insurance Exchange (Jan. 21, 2015, H037948) 2015 WL 274068

After their home was destroyed by fire, plaintiffs sued their home insurance carrier and their insurance agent for negligence, misrepresentation, and conversion, claiming that their homeowner’s policy should have covered more than $20 million in emeralds and collectibles, even though the policy’s contents limit was $207,750, and that the carrier mishandled salvage efforts.  A jury rejected all claims.

On appeal, the homeowners argued the trial court erred by excluding evidence and by how it responded to a jury question.  The Court of Appeal disagreed, holding that the trial court acted within its discretion and that no prejudicial error occurred.

To see the Court of Appeal Opinion, click HERE.