Insurance Law

GMSR has a long history of representing insurance carriers on a wide range of issues, including first- and third-party coverage, excess insurance, contribution and allocation claims, as well as bad faith liability issues, such as Brandt fee questions and punitive damages.  GMSR’s appellate lawyers regularly use this experience to assist clients in all facets of the appellate process. The firm also counsels both carriers and policyholders regarding their potential liabilities and rights.

GMSR Successfully Defends Insurer In Bad Faith Action

An insured of GMSR’s client, Farmers Insurance, was injured when another driver rear-ended his car.  He sued the other driver, and she sued him back, not for the accident, but for an alleged verbal assault that occurred after the accident.  Farmers declined to defend the

GMSR wins affirmance of judgment for insurer in insurance coverage dispute.

An insured and his wife held two policies with a particular insurer, GMSR’s client:  a homeowners’ policy covering their own home and a special-dwelling policy covering a subdivided rental home.  The insured also had an auto coverage policy with a different carrier.  Both houses were

GMSR wins appeal in contract dispute between insurers

National Fire Ins. Co. of Hartford v. Great American Ins. Co. (Mar. 1, 2017, B264238).  Hundreds of diners developed hepatitis, and several died, after consuming tainted green onions.  Two insurers of a company in the distribution chain agreed to transfer control of (at least) that

National Fire Ins. Co. of Hartford v. Great American Ins. Co., 2017 Cal. App. Unpub. LEXIS 1453

Hundreds of diners developed hepatitis, and several died, after consuming tainted green onions.  Two insurers of a company in the distribution chain agreed to transfer control of (at least) that company’s defense to the insurer with greater policy limits.  Years later, a jury found that

GMSR is presenting at the 27th annual ACIC General Counsel Seminar

GMSR is proud to support and sponsor the 27th annual ACIC General Counsel Seminar in Las Vegas, July 26-27, 2016. The Association of California Insurance Companies (ACIC) is committed to advocacy on behalf of the California insurance marketplace with the goal of promoting the availability

21st Century Insurance Co. v. Superior Court (2015) 240 Cal.App.4th 322

Plaintiff was injured in an auto accident. He sued the insured. The carrier, GMSR’s client, defended under a $100,000 limits policy. The plaintiff and the insured claimed that two other policies with $25,000 limits each also provided coverage. The plaintiff refused the carrier’s offer of

GMSR obtains writ directing summary judgment in favor of insurer on bad faith claim

21st Century Ins. Co. v. Superior Court (2015) 240 Cal.App.4th 322 (California Court of Appeal, Fourth Appellate District, Division Two) [published]. Plaintiff was injured in an auto accident. He sued the insured. The carrier, GMSR’s client, defended under a $100,000 limits policy. The plaintiff and

Court of Appeal holds that motor vehicle exclusion in a homeowners insurance policy applies to negligent supervision of a child killed by the family vehicle

Farmers Insurance Exchange v. Superior Court (Bautista) (2013) 220 Cal.App.4th 1199 (California Court of Appeal, Second Appellate District, Division Seven) [published]. Despite tragic facts, the Court of Appeal issued a writ of mandate, holding that GMSR’s insurance-carrier client owed no coverage under a homeowners insurance

Farmers Insurance Exchange v. Superior Court (2013) 220 Cal.App.4th 1199

Court of Appeal holds that motor vehicle exclusion in a homeowners insurance policy applies to negligent supervision of a child killed by the family vehicle

Court of Appeal affirms judgment for GMSR’s insurance carrier client in a coverage dispute involving “other structures”

Adamo v. Fire Insurance Exchange (2013) 219 Cal.App.4th 1286 (California Court of Appeal, Fourth Appellate District, Division One) [published]. When San Diego wildfires damaged landscaping on a homeowner’s property and several detached outbuildings, GMSR’s insurance-carrier client reimbursed the homeowner’s losses in excess of $100,000, exhausting

Who We Serve

PUBLIC ENTITIES

Whether on appeal, assisting trial counsel, or advising government officials contemplating legislative action, GMSR provides unique insight into the complex laws that impact public entities.

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INSURERS

Where coverage may exist, GMSR represents insureds on appeal effectively and efficiently. Where it does not, the firm protects insurers’ right to deny claims.

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BUSINESSES

GMSR offers corporate clients objective assessments on appeal, based on a deep understanding of the limitations and opportunities of appellate review.

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TRIAL COUNSEL

The firm’s lawyers are team players, collaborating with trial counsel at any level from legal strategy to writing or editing trial court motions and appellate briefs.

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INDIVIDUALS

GMSR vigorously advocates the rights of individual plaintiffs and defendants, in both state and federal appellate courts.

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